Business Financing · Nationwide
We help established businesses secure the right financing — SBA loans, commercial real estate, and non-traditional options — with longer terms, lower monthly payments, and guidance from application to funding.
Check Your EligibilityLower monthly payments. Preserve cash flow. Buy equipment. Expand to a new location. Hire your next employee.
*Rates, terms, and credit requirements reflect the guidelines of individual SBA-preferred lenders SmartBridge Funding works with, and do not represent SBA guidelines in general.
Tell us a bit about your business and a SmartBridge advisor will reach out.
How it works
SmartBridge Funding handles the matching and paperwork so you can stay focused on running your business.
Tell us about your business, timeline, and capital need so we can help you evaluate the right path forward.
Provide minimal documentation and we'll match your application with the SBA-preferred lender best suited to your needs.
Get approved, receive your offer, and secure the funding your business needs to grow.
Loan programs
Every business is different. SmartBridge Funding works across multiple SBA and non-SBA programs to find your fit.
Quick, streamlined funding in as little as 2–4 weeks. Monthly payments, no prepayment penalties, and a convenient 10-year term — ideal for credit-worthy businesses that need capital fast.
Learn moreLooking to grow with a larger loan? Traditional SBA financing typically closes in 4–8 weeks, with the same predictable monthly payments and no prepayment penalty.
Learn morePurchase, refinance, or renovate owner-occupied commercial property with long-term, fixed-rate financing built for real estate.
Learn moreBridge loans, asset-based lending, and flexible credit structures for businesses that need capital fast or don't fit a standard SBA box.
Learn moreWhy work with us
SmartBridge Funding is a new company — but the lending experience behind it isn't.
You'll work directly with a co-founder from your first phone call through closing — not get bounced between departments, routed through a queue of reps, or asked to repeat your story five different times.
Direct experience in hard money and commercial lending, before moving into SBA financing full-time.
Relationships across SBA-preferred lenders and non-traditional financing sources, so we can match your deal to the right fit.
If a deal doesn't make sense for your business, you'll hear that early — not after weeks of back and forth.
Get started
Already reached out above? This longer form gives us what we need to start matching you with the right lender and program — so your first real conversation is more productive.
FAQ
Fill out a quick eligibility form and a SmartBridge representative will reach out to begin the process. After a short consultation call, our loan experts will suggest the best course of action for your business.
Our fastest SBA loans can fund in as little as 2 weeks. Other programs, like traditional SBA and commercial real estate financing, can take up to 8 weeks.
SmartBridge Funding works with a network of SBA-preferred lenders to find competitive rates and terms for established businesses. We focus on transparency and matching you to the lender best suited to your situation.
We work with an array of SBA-preferred lenders who offer funding backed by the Small Business Administration. Whether you're focused on loan amount, rate, or speed, we help match your application to the lender best positioned to serve your needs — from application through to funding.
Contact us